Reclaim Unfair Illegal Bank Charges

Which? and the Consumer Action Group have told banks to stop over-the-top penalties imposed on people who go overdrawn or have insufficient funds for direct debit and cheque payments.
They claim that the charges are unjust and are not enforceable under UK law, even if it’s in the terms and conditions of the account or loan.
It […]

After hearing that banks charged consumers around £5bn in Penalty fees in 2005, James Little, now owner of Unfair-Bank-Charges.org.uk decided to try and reclaim the fees that he felt he was owed from his own bank.
“It was mid-2005 that I read an article about a loophole allowing customers to get their charges refunded in full […]